IS it possible to make repayment of student loans such as the National Higher Education Fund Corporation (PTPTN) loans less daunting?
Income Contingent Loan (ICL) Repayment experts Prof Bruce Chapman and Prof Lorraine Dearden, who have nearly 45 years of experience in the field combined, believe it can be done by implementing the ICL system, which requires deduction from borrowers’ salaries only if it reaches a certain threshold.
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