Overspending: Many Millennials are finding it hard to own their dream home. Even double-income families see their monthly budget eaten away by loans, credit card bills and childcare expenses. — AP
TIME and time again, I’ve noticed how remarkably similar the feedback I received from the audience from the numerous talks and seminars that I have conducted for both private sector and the general public.
In a nutshell, it would be along the lines of, “Mr Yap, what you shared just now is a tremendous eye-opener. I have made many financial mistakes resulting in me losing money over the years. As I am now in my fifties, I only have a few more years of active income earning left to strive for financial freedom. If only I could go back in time with the knowledge I have now!”
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